If you are an authorized user on someones credit account, be aware because the FICO rules are changing. You could end up with worse credit than before. Fair Isaac announced on June 5 that it is going to remove authorized user accounts this September from one of the three credit bureaus Equifax, Experian and TransUnion [...]
An Overview of Re-Aging Credit card issuers have the ability to bring your account current and wipe out your entire record of late payments using a procedure called re-aging. Re-aging, if managed properly, can be a fantastic credit repair tool. The re-aging guidelines were set by the Federal Financial Institutions Examination Council (FFIEC) in June [...]
One of the more commonly used sayings in life is to expect the unexpected. Unfortunately, the unexpected can happen at any time without warning. When it comes to finances, an unexpected situation such as a hospital bill or major car repair can be extremely difficult to prepare for. The reality is, most people live paycheck [...]
While you are implementing your strategies to improve your credit, get a cash advance to make it through the difficult times.
