Archive for December, 2007

Your Fico Score – How it is Comprised

We hear about the importance of the FICO scores. We hear about how our score can get in our way of getting loans. We also know that this number determines the interest rate that we receive. Over a 30-year mortgage, this ends up being the difference between tens–or hundreds–of thousands of dollars. In short, you [...]

Report Your Credit Reporting Agency – Unfairness Lurks

Americans have a problem with instant gratification that leads them ever farther into debt. However, sometimes the debt that is reported to the credit agency isn’t theirs. The instant gratification along with easily obtainable information on other people creates a situation where identity theft becomes a big underground business. A problem results when the credit [...]

Learning the Basic Fundamentals of Credit and Debt

Nobody and I mean nobody likes the feeling of being up to their eyeballs in credit card debt. I mean let’s face it, life is difficult enough financially without needing to worry about paying off credit card bills that seem to be always piling up. I can assure you that you are not the only [...]