Your negotiating strength comes when the creditor or collections agency realizes that your only other option is probably bankruptcy, where the creditor will get much less, or nothing at all from you. It is in the creditor’s best interest to keep you from filing bankruptcy. Here are some suggestions for negotiating with your creditors: 1. [...]
‘Maxed Out: Hard Times, Easy Credit and the Era of Predatory Lenders’ is a documentary and accompanying book released by American director and author James Scurlock and is a stark reminder of the ubiquity of credit cards. Released to critical acclaim in 2006, the film consists of a string of vignettes about people who have [...]
Many investors have made tremendous returns by carefully choosing an investment property and waiting until its value appreciates. They find a property, decide to purchase and usually take out a loan. And for those investors, who buy multiple properties in any given year, may apply for several loans or other lines of credit. But what [...]
While you are implementing your strategies to improve your credit, get a cash advance to make it through the difficult times.
