Archive for April, 2008

An Introduction To Credit Cards Rewards

As the credit card companies work harder to compete for consumer business, they are attempting to offer benefits that appeal to a broad range of borrowers. Some companies use promotional rates or transfer specials to entice card switching. Other card companies have turned to reward programs appeal to the needs to some borrowers. Reward programs [...]

5 Things That Affect Your Credit Score

There are 5 main things that affect your credit score. Some weigh more than others, so if you are working on improving your credit score, you want to first focus on the areas that will have the biggest impact. These five things, in order of importance, are: Your Payment History (35% of your score) How [...]

Benefits of a Prepaid Credit Card

Anyone who has bad credit due to some misfortune at one time or another in their life knows the difficulty that comes with trying to get a credit card. Even if they are currently in a great job, making payments on time to everyone else, it can still be quite difficult to qualify for a [...]