In many cases when purchasing a property your credit report is more important than the cash you have in the bank. There are some obvious exceptions, for example if you are purchasing a property without getting a mortgage, paying cash. More often than not, a mortgage is used for financing a property. Your credit report […]
A recent change to the federal Fair Credit Reporting Act now says that each of the consumer credit reporting companies (Equifax, Transunion and Experian) are required to provide you with a free copy of your Free Annual Credit Report. Consumers are eligible to obtain their free credit report once every 12 months using the governments […]
As a Credit Officer or Underwriter, you will prepare credit offerings that analyze financial data, industry risk, evaluate collateral and loan structure to determine the creditworthiness and financial condition of borrowers consistent with bank standards. You will decide the extension of credit within prescribed approval authorities and provide papers on commercial credit risk management.
Optimist now […]
