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	<title>Comments on: Are 0% Balance Transfer Offers Really Free?</title>
	<atom:link href="http://www.creditcardarticles.net/2008/05/11/are-0-balance-transfer-offers-really-free/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.creditcardarticles.net/0-apr-credit-cards/are-0-balance-transfer-offers-really-free/</link>
	<description>Everything you wanted to know about instant approval credit cards and more</description>
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		<title>By: Bill</title>
		<link>http://www.creditcardarticles.net/0-apr-credit-cards/are-0-balance-transfer-offers-really-free/#comment-14540</link>
		<dc:creator>Bill</dc:creator>
		<pubDate>Tue, 03 Jun 2008 04:51:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.creditcardarticles.net/2008/05/11/are-0-balance-transfer-offers-really-free/#comment-14540</guid>
		<description>Very useful information. Great site. This type of info is especially useful for college students when credit card companies are just throwing credit accounts your way.

Bill
http://www.stardelicious.com</description>
		<content:encoded><![CDATA[<p>Very useful information. Great site. This type of info is especially useful for college students when credit card companies are just throwing credit accounts your way.</p>
<p>Bill<br />
<a href="http://www.stardelicious.com" rel="nofollow">http://www.stardelicious.com</a></p>
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		<title>By: Carl</title>
		<link>http://www.creditcardarticles.net/0-apr-credit-cards/are-0-balance-transfer-offers-really-free/#comment-13791</link>
		<dc:creator>Carl</dc:creator>
		<pubDate>Wed, 28 May 2008 07:53:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.creditcardarticles.net/2008/05/11/are-0-balance-transfer-offers-really-free/#comment-13791</guid>
		<description>It&#039;s always good to check these.  I have a 0% card with BofA for a 12 month period and I made sure to read all these terms.  It will go to an astonishing 23% APR after that, so I&#039;m going to make sure it is all paid off by the 10th or 11th month.  In the mean time I&#039;m putting money to pay it off in a high interest savings account, so that I&#039;m the one earning interest and not the CC company :D</description>
		<content:encoded><![CDATA[<p>It&#8217;s always good to check these.  I have a 0% card with BofA for a 12 month period and I made sure to read all these terms.  It will go to an astonishing 23% APR after that, so I&#8217;m going to make sure it is all paid off by the 10th or 11th month.  In the mean time I&#8217;m putting money to pay it off in a high interest savings account, so that I&#8217;m the one earning interest and not the CC company <img src='http://www.creditcardarticles.net/wp-includes/images/smilies/icon_biggrin.gif' alt=':D' class='wp-smiley' /> </p>
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		<title>By: Mizcash</title>
		<link>http://www.creditcardarticles.net/0-apr-credit-cards/are-0-balance-transfer-offers-really-free/#comment-13742</link>
		<dc:creator>Mizcash</dc:creator>
		<pubDate>Tue, 27 May 2008 20:04:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.creditcardarticles.net/2008/05/11/are-0-balance-transfer-offers-really-free/#comment-13742</guid>
		<description>Very informative blog, more people need to read it.</description>
		<content:encoded><![CDATA[<p>Very informative blog, more people need to read it.</p>
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		<title>By: Economics_Blogger</title>
		<link>http://www.creditcardarticles.net/0-apr-credit-cards/are-0-balance-transfer-offers-really-free/#comment-13050</link>
		<dc:creator>Economics_Blogger</dc:creator>
		<pubDate>Fri, 16 May 2008 16:19:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.creditcardarticles.net/2008/05/11/are-0-balance-transfer-offers-really-free/#comment-13050</guid>
		<description>Thanks for the comment Aaron.  I have never done this myself, but I have a good friend who was constantly transferring balances between credit card offers so that he would keep a 0% effective APR on his balances.  This worked for awhile but eventually, his debt caught up with him and he got stuck with not being able to balance transfer and eventually it affected his credit.  I have actually never personally transferred a balance, but then again I am able to pay my card monthly in full.</description>
		<content:encoded><![CDATA[<p>Thanks for the comment Aaron.  I have never done this myself, but I have a good friend who was constantly transferring balances between credit card offers so that he would keep a 0% effective APR on his balances.  This worked for awhile but eventually, his debt caught up with him and he got stuck with not being able to balance transfer and eventually it affected his credit.  I have actually never personally transferred a balance, but then again I am able to pay my card monthly in full.</p>
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		<title>By: Daisy</title>
		<link>http://www.creditcardarticles.net/0-apr-credit-cards/are-0-balance-transfer-offers-really-free/#comment-13002</link>
		<dc:creator>Daisy</dc:creator>
		<pubDate>Sun, 11 May 2008 19:54:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.creditcardarticles.net/2008/05/11/are-0-balance-transfer-offers-really-free/#comment-13002</guid>
		<description>Just dropping in to say &#039;hi&#039;.</description>
		<content:encoded><![CDATA[<p>Just dropping in to say &#8216;hi&#8217;.</p>
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		<title>By: Oke</title>
		<link>http://www.creditcardarticles.net/0-apr-credit-cards/are-0-balance-transfer-offers-really-free/#comment-12999</link>
		<dc:creator>Oke</dc:creator>
		<pubDate>Sun, 11 May 2008 15:39:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.creditcardarticles.net/2008/05/11/are-0-balance-transfer-offers-really-free/#comment-12999</guid>
		<description>Hello, you responded to my topics in the past. A good site to check out for credit card and personal finance management is yodlee.com. It is free service and works great for keeping you in check.</description>
		<content:encoded><![CDATA[<p>Hello, you responded to my topics in the past. A good site to check out for credit card and personal finance management is yodlee.com. It is free service and works great for keeping you in check.</p>
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